What is Auto Insurance For?
For most driving is a necessity between commuting for work, shuttling the kids to school, practice and appointments; the majority of our time is spent in our vehicles. We need to make sure our vehicles and our loved ones inside are protected. Insurance is for your financial protection and our team of insurance professionals are here to guide you to the right coverages based upon your specific need at the best price.
Why Should I Choose An Independent Agent?
We are a part of this community, our employees are your neighbors. We are committed to our community and it's residents, we are proud to continue the legacy started in 1975. You are important to us and a member of the Carrell Insurance Family! We are happy to take your call, we welcome you stopping by and are here to assist any way that we can. As an Independent Agency we work for you and recognize that you have many choices. We work with multiple highly rated insurance carriers to find you the best coverage to meet you or your family needs perfectly.
Our Agency's Commitment To You
As a customer and member of the Carrell Insurance family, you and your needs are our top priority. Our dedicated team of Insurance Professionals will take the time to make sure you understand your coverages and options. Our focus is to take the stress of buying insurance away from you, our team will make sure that the process is as seamless as possible and ensure your peace of mind.
What Does An Auto Policy Consist Of?
An auto policy consists of multiple components to insure your financial assets. Some are required by state law such as liability coverage. Some coverages can be optional and are specific to your individual needs. If you need to insure a Recreational Vehicle or Classic Car, our dedicated team can help assure you get the right product and coverages.
A Personal Auto Policy Can Provide:
Liability Coverage
Bodily Injury Protection
Provides coverage if you or a covered person are legally liable in an auto accident in which other people are injured or killed.
Property Damage Protection
Provides coverage for another person's property if you or a covered person are legally liable in an auto accident.
Personal Injury Protection or Medical Payments
Both provide coverage for bodily injuries resulting from an auto accident. Personal Injury protection provides coverage for loss of income or replacement of household services normally performed without pay if the covered person is not an income producer.
Uninsured/ Underinsured Motorist Coverage
Provides coverage for you, a covered family member or any other person occupying your vehicle that sustains bodily injury caused by an uninsured motorist that is legally liable or a motorist whose insurance limits are not adequate.
Collision
Provides coverage for damage to your auto resulting from accidental loss caused by upset or collision with another object.
Other Than Collision
Provides coverage for damage to your auto resulting from accidental loss except when caused by upset or collision with another object.
Additional coverages can include Towing and Labor, Rental Reimbursement, Death Indemnity, Total Disability and Roadside Assistance.
